:root{
  --bg:#ffffff;
  --text:#0f172a;
  --muted:#475569;
  --line:#e2e8f0;
  --card:#f8fafc;
  --accent:#0ea5e9;
  --accent2:#0284c7;
  --shadow: 0 10px 30px rgba(2,8,23,.08);
  --radius:18px;
  --max:1120px;
}
*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color:var(--text);
  background:var(--bg);
  line-height:1.5;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--max); margin:0 auto; padding:0 20px}
.nav{
  position:sticky; top:0; z-index:10;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--line);
}
.navrow{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 0;
  gap:16px;
}
.brand{display:flex; align-items:center; gap:10px; font-weight:900}
.logo{
  width:34px;height:34px;border-radius:12px;
  background:linear-gradient(135deg,var(--accent),var(--accent2));
  box-shadow: var(--shadow);
}
.brand small{display:block;font-weight:700;color:var(--muted);font-size:12px}
.links{display:flex; gap:10px; align-items:center; flex-wrap:wrap; justify-content:flex-end}
.pill{
  display:inline-flex; align-items:center; gap:8px;
  padding:10px 14px; border-radius:999px;
  border:1px solid var(--line);
  background:#fff;
  font-weight:800;
  font-size:14px;
}
.pill.active{border-color:rgba(14,165,233,.45); box-shadow: 0 8px 20px rgba(2,8,23,.06)}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding:11px 16px; border-radius:999px;
  font-weight:900; border:1px solid transparent;
  background:linear-gradient(135deg,var(--accent),var(--accent2));
  color:#fff;
  box-shadow: var(--shadow);
  cursor:pointer;
  font-size:14px;
}
.hero{padding:56px 0 12px}
.grid2{display:grid; grid-template-columns: 1.25fr .75fr; gap:22px}
@media (max-width: 980px){ .grid2{grid-template-columns:1fr} }
h1{font-size:42px; line-height:1.08; margin:0 0 12px}
@media (max-width: 520px){ h1{font-size:34px} }
.sub{color:var(--muted); font-size:18px; margin:0 0 18px}
.kicker{font-weight:900; letter-spacing:.02em; color:var(--muted); text-transform:uppercase; font-size:12px}
.trust{display:flex; gap:10px; flex-wrap:wrap; color:var(--muted); font-weight:800; font-size:13px}
.trust span{border:1px solid var(--line); padding:8px 10px; border-radius:999px; background:#fff}
.section{padding:22px 0}
.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:18px;
  box-shadow: var(--shadow);
}
.cards{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:14px;
  padding:18px 0;
}
@media (max-width: 980px){ .cards{grid-template-columns:1fr} }
.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:14px;
}
@media (max-width: 980px){ .split{grid-template-columns:1fr} }
h2{margin:0 0 10px; font-size:28px}
h3{margin:0 0 8px; font-size:18px}
p{margin:0 0 10px; color:var(--muted)}
ul{margin:8px 0 0 18px; color:var(--muted)}
.footer{
  border-top:1px solid var(--line);
  padding:26px 0;
  color:var(--muted);
  font-size:14px;
}
label{display:block; font-weight:900; margin:10px 0 6px}
input,select,textarea{
  width:100%; padding:12px 12px; border-radius:12px;
  border:1px solid var(--line); background:#fff;
  font:inherit;
}
textarea{min-height:110px; resize:vertical}
.row2{display:grid; grid-template-columns:1fr 1fr; gap:12px}
.row3{display:grid; grid-template-columns:1fr 1fr 1fr; gap:12px}
@media (max-width: 520px){ .row2,.row3{grid-template-columns:1fr} }
.small{font-size:12px; color:var(--muted)}
.callout{
  border-left:4px solid var(--accent);
  padding:10px 12px;
  background:#fff;
  border-radius:12px;
  border:1px solid var(--line);
}
.media-card{padding:0; overflow:hidden}
.media-card .pad{padding:16px 18px}
.media-card img{aspect-ratio: 16/9; object-fit:cover; border-bottom:1px solid var(--line)}
.breadcrumb{color:var(--muted); font-weight:800; font-size:13px; margin:8px 0 0}
.hr{height:1px;background:var(--line); margin:16px 0}
.badges{display:flex; gap:10px; flex-wrap:wrap}
.state-grid{
  display:grid;
  grid-template-columns: repeat(6, 1fr);
  gap:10px;
}
@media (max-width: 980px){ .state-grid{grid-template-columns: repeat(4,1fr)} }
@media (max-width: 520px){ .state-grid{grid-template-columns: repeat(3,1fr)} }
.state{
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:12px;
  background:#fff;
  font-weight:900;
  color:var(--text);
  font-size:13px;
}
.state small{display:block; font-weight:800; color:var(--muted); font-size:11px; margin-top:2px}

/* --- Image anchor utilities (per-card control) --- */
.img-anchor-top { object-fit: cover; object-position: top center; }
.img-anchor-center { object-fit: cover; object-position: center center; }

/* --- Image anchor: ~80% toward top (y=20%) --- */
.img-anchor-80top { object-fit: cover; object-position: center 20%; }